Financing with Our Dealership

Island Toyota takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Island Toyota Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Island Toyota can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

Hassle-Free Auto Financing near New York City, Brooklyn, Bayonne, Woodbridge Township and Hillside NJ

You finally found your perfect car, truck or SUV and you can't wait to take it out on the road. All that's left is figuring out financing, and the experts at Island Toyota are here to help. We have close contact with numerous local banks and lenders, which gives us a variety of choices when it comes to securing the payment solution that works best with your budget. Not sure where to start? Give us a call. We'll work with you to ensure you understand all your options, so you can make confident decisions.

Should You Finance or Lease Your Next Car?

Both financing and leasing have their own sets of perks, but which path is best for you? Well, that depends on your preferences. When you buy a car, it's yours once you pay off the loan and you can build equity. Leasing, on the other hand, offers lower monthly payments and more opportunities to drive brand-new Toyota models every few years. We can provide you with more details so that you can enjoy the utmost confidence in your decision to go with an auto loan or lease, so we encourage you to reach out to us to learn more.

The Island Toyota finance team

The Island Toyota finance team is ready to help clear the smoke and mirrors around auto financing so drivers can buy or lease a vehicle with confidence! Our in-house finance team will work with drivers to breakdown the numbers, explain all the tricky wording, and answer any lingering questions. Want to get an early start? Drivers can fill out an online finance application! After submitting the completed finance application, New York City, Brooklyn, Bayonne, Woodbridge Township and Hillside NJ drivers can look forward to a Island Toyota finance team member contacting you to go over the details.

Your privacy is important to us.

Island Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Island Toyota

    1591 Hylan Blvd
    Staten Island, NY 10305

    • Sales: (888) 342-2664
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Get in Touch

  • Contact our Sales Department at: (888) 342-2664
  • Monday9:00AM-7:00PM
  • Tuesday9:00AM-7:00PM
  • Wednesday9:00AM-7:00PM
  • Thursday9:00AM-7:00PM
  • Friday9:00AM-6:00PM
  • Saturday9:00AM-6:00PM
  • SundayClosed